Seamless data,
faster risk insights
AI for lending teams. Effortlessly automate financial spreading, underwriting, and risk management.
Trusted by
Income Statement Spreading
| Line Item | FY 2025 | FY 2026 (E) | |
|---|---|---|---|
| Total Revenue | $12,450,000 | $14,200,000 | |
| Cost of Goods Sold | ($6,225,000) | ($6,816,000) | |
| Gross Profit | $6,225,000 | $7,384,000 | |
| Operating Expenses | ($4,120,000) | ($4,500,000) | |
| EBITDA | $2,105,000 | $2,884,000 | |
| Net Interest Expense | ($150,000) | ($180,000) | |
| Pre-tax Income | $1,955,000 | $2,704,000 |
AI Assistant
Eliminate manual spreading across every deal
Turn unstructured documents into structured data in seconds. Our AI-driven engine handles the heavy lifting so your analysts can focus on risk assessment.
Explore Financial SpreadingIngest
Centralize PDFs, Excel models, and portal uploads into spreads that mirror your credit templates.
Validate
Blend AI suggestions with analyst review checklists so human-in-the-loop controls resolve gaps.
Deliver
Sync approved spreads to underwriting models, CRMs, or spreadsheets with full audit trails.
Complete underwriting intelligence stack
Deep dive assessments, consistency checks, and analyst-in-control review—from deal intake to portfolio monitoring.
AI Underwriting Agent
Effortless, standardized deep dive assessments aligned to credit policy, including alternative documents for broader risk insight. Cross-document validation and anomaly flagging with evidence.
Analyst-in-Control Spreading
Increase analyst throughput with review-first extraction, reducing copy/paste and bias while keeping humans in control.
Risk Management
Real-time risk flags across deals, detecting patterns, exceptions, and emerging issues earlier with automated portfolio monitoring.
Embeddable API
Integrate our extraction and validation engines directly into your existing products with just a few lines of code.
SME Capital Success Story
95% faster
financial spreading
Sea.dev integrated directly into SME Capital's loan monitoring stack. Analysts now review structured insights instead of raw documents, cutting processing time from hours to minutes.
Faster Spreading
From 4 hours to 12 minutes per financial package.
Extraction Accuracy
Human-verified accuracy across all document types.
Trusted by innovators
"We reviewed multiple AI applications designed for financial data capture. AI cannot be a black box in our industry, and sea.dev delivered data with a clear audit trail."
"This is a game-changer for financial data capture and analysis workflows. Immediate value, and way easier than any OCR tool we tried."
"Our customers are desperate for better financial insights, and sea.dev stood out in a crowded market as the highest quality data-first AI provider."
Choose your path
Whether you're a lender looking to accelerate underwriting or a platform team building lending infrastructure, we've got you covered.